Payment Plans
At Paper High, we want to make online shopping easy, flexible, and stress-free. That’s why we offer a range of secure payment options so you can choose the one that suits you best.
We’ve partnered with PayPal, Clearpay and Klarna to offer more payment flexibility when purchasing with us online.
Here are the options you’ll see at the checkout:
Credit / Debit Card
PayPal
Clearpay
Pay later with Klarna
Pay over time with Klarna
Pay in full today with Klarna
Pay Later with PayPal
Spend £20 – £3,000 online
PayPal Pay in 3 is unregulated credit. Eligibility is subject to status and approval. 18+, UK residents. View product terms.
Pay Later with Clearpay
Spend £1 – £1,200 online
Clearpay is unregulated credit. Eligibility is subject to status and approval. 18+, UK residents. T&Cs and late fees apply.
Pay Later with Klarna
Spend £30 – £2,000 online
Klarna’s Pay in 3 and Pay in 30 days is an unregulated credit. UK residents only. 18+. Subject to status. T&Cs and late fees apply.
Before using any payment plan option
Please remember that missing payments or not paying on time may result in additional charges. It could also affect your credit score, which may make it harder to access credit in the future. We always encourage using credit responsibly. Only choose a payment plan if you’re confident you can keep up with the scheduled repayments.
PayPal
PayPal gives you a secure, fast checkout experience and offers flexible payment plans to help you spread the cost of your order.
Pay in 3
Split your purchase into three interest-free monthly payments.
How it works:
- First payment is taken at checkout.
- Two further equal payments are taken automatically every month.
- Available on eligible basket values between £20 – £3,000.
Key features:
- 0% interest
- No late fees from PayPal (your bank may charge fees if a payment fails)
- Quick approval decision using a soft credit check that won’t affect your credit score
More information about Pay in 3 available on PayPal
PayPal Credit
PayPal Credit is a reusable credit line linked to your PayPal account, designed to help spread costs over longer periods.
How it works:
- Apply once through PayPal and receive an instant approval decision.
- Use your credit line for purchases.
- Pay off your balance monthly, just like a traditional credit account.
Key features:
- 0% interest for 4 months on purchases over £99 (every time you spend over £99 – not just the first time).
- Standard APR applies to purchases under £99 or balances remaining after the 4‑month promotional period. (Representative APR 23.9% variable.)
- Option to use longer‑term instalment plans (6-48 months) at selected retailers.
Clearpay
Spread the cost of your order into 4 interest‑free payments paid every two weeks.
How it works:
- Choose Clearpay at checkout.
- Complete a quick approval process.
- Pay 25% upfront, then 3 further payments every 2 weeks.
Key details:
- Interest-free as long as payments are made on time
- No fees when you pay on schedule
- Clearpay may charge late fees if payments are missed
Who can use Clearpay?
- UK residents aged 18+
- Must have a valid debit/credit card and a UK address
Klarna
Flexible payment options powered by Klarna.
You can choose from:
Pay in 30 Days (appears as pay later on checkout)
- No upfront payment
- Full amount due 30 days after dispatch
- Interest‑free
Pay in 3 (appears as pay over time on checkout)
Spread the cost into 3 equal, interest‑free payments taken automatically every 30 days.
- First payment at checkout
- Remaining two payments taken automatically
Klarna benefits:
- No interest or fees when payments are on time
- Transparent payment schedule
- Instant approval decision